.ctcd-app {
    --ctcd-navy: #183247;
    --ctcd-navy-2: #274a61;
    --ctcd-blue: #2f6887;
    --ctcd-sky: #eaf3f7;
    --ctcd-cream: #f8f6f1;
    --ctcd-gold: #c89b45;
    --ctcd-green: #21735c;
    --ctcd-green-light: #e8f5f0;
    --ctcd-red: #a33b3b;
    --ctcd-red-light: #fbefef;
    --ctcd-ink: #172632;
    --ctcd-muted: #607483;
    --ctcd-border: #d5e0e6;
    --ctcd-white: #fff;
    --ctcd-shadow: 0 18px 48px rgba(24, 50, 71, .10);
    color: var(--ctcd-ink);
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
    font-size: 16px;
    line-height: 1.6;
    margin: 0 auto 48px;
    max-width: 1180px;
}

.ctcd-app *,
.ctcd-app *::before,
.ctcd-app *::after {
    box-sizing: border-box;
}

.ctcd-app h1,
.ctcd-app h2,
.ctcd-app h3,
.ctcd-app p,
.ctcd-app ul,
.ctcd-app dl {
    margin-top: 0;
}

.ctcd-app h1,
.ctcd-app h2,
.ctcd-app h3 {
    color: var(--ctcd-ink);
    font-family: Georgia, "Times New Roman", serif;
    line-height: 1.16;
}

.ctcd-app button,
.ctcd-app input,
.ctcd-app select {
    font: inherit;
}

.ctcd-app button,
.ctcd-app summary {
    -webkit-tap-highlight-color: transparent;
}

.ctcd-app svg {
    fill: none;
    stroke: currentColor;
    stroke-linecap: round;
    stroke-linejoin: round;
    stroke-width: 1.9;
}

.ctcd-hero {
    align-items: stretch;
    background: linear-gradient(135deg, #edf4f7 0%, #f8fbfc 58%, #f4efe4 100%);
    border: 1px solid var(--ctcd-border);
    border-radius: 20px 20px 0 0;
    display: grid;
    gap: 36px;
    grid-template-columns: minmax(0, 1.65fr) minmax(240px, .75fr);
    overflow: hidden;
    padding: 56px 58px 48px;
    position: relative;
}

.ctcd-hero::before {
    background: var(--ctcd-gold);
    content: "";
    height: 4px;
    left: 0;
    position: absolute;
    right: 0;
    top: 0;
}

.ctcd-eyebrow,
.ctcd-step-label {
    color: var(--ctcd-blue);
    font-size: .76rem;
    font-weight: 800;
    letter-spacing: .11em;
    margin-bottom: 10px;
    text-transform: uppercase;
}

.ctcd-hero h1 {
    font-size: clamp(2.25rem, 5vw, 4.15rem);
    letter-spacing: -.045em;
    margin: 0 0 20px;
    max-width: 820px;
}

.ctcd-lead {
    color: #405663;
    font-size: 1.14rem;
    line-height: 1.72;
    margin-bottom: 26px;
    max-width: 780px;
}

.ctcd-trust {
    display: flex;
    flex-wrap: wrap;
    gap: 12px 22px;
    list-style: none;
    margin: 0;
    padding: 0;
}

.ctcd-trust li {
    align-items: center;
    color: var(--ctcd-navy);
    display: flex;
    font-size: .9rem;
    font-weight: 700;
    gap: 8px;
}

.ctcd-trust svg {
    height: 20px;
    width: 20px;
}

.ctcd-hero__aside {
    align-self: center;
    background: rgba(255, 255, 255, .78);
    border: 1px solid rgba(47, 104, 135, .17);
    border-radius: 16px;
    box-shadow: 0 14px 34px rgba(24, 50, 71, .08);
    padding: 27px;
}

.ctcd-hero__aside > span {
    color: var(--ctcd-blue);
    display: block;
    font-size: .72rem;
    font-weight: 800;
    letter-spacing: .08em;
    margin-bottom: 10px;
    text-transform: uppercase;
}

.ctcd-hero__aside strong {
    color: var(--ctcd-navy);
    display: block;
    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.25rem;
    line-height: 1.35;
    margin-bottom: 10px;
}

.ctcd-hero__aside p {
    color: var(--ctcd-muted);
    font-size: .9rem;
    margin: 0;
}

.ctcd-calculator,
.ctcd-results {
    background: var(--ctcd-white);
    border: 1px solid var(--ctcd-border);
    border-top: 0;
    padding: 48px 58px;
}

.ctcd-section-heading,
.ctcd-result-top,
.ctcd-panel__heading {
    align-items: flex-start;
    display: flex;
    gap: 20px;
    justify-content: space-between;
}

.ctcd-section-heading {
    margin-bottom: 24px;
}

.ctcd-section-heading h2,
.ctcd-result-top h2 {
    font-size: clamp(1.7rem, 3vw, 2.35rem);
    letter-spacing: -.025em;
    margin: 0;
}

.ctcd-year-pill {
    background: var(--ctcd-sky);
    border-radius: 999px;
    color: var(--ctcd-navy-2);
    flex: 0 0 auto;
    font-size: .78rem;
    font-weight: 800;
    padding: 8px 13px;
}

.ctcd-notice {
    align-items: flex-start;
    border-radius: 10px;
    display: flex;
    font-size: .91rem;
    gap: 11px;
    margin-bottom: 30px;
    padding: 14px 16px;
}

.ctcd-notice--info {
    background: #eff6f9;
    border: 1px solid #cfe2ea;
    color: #33576a;
}

.ctcd-notice svg {
    flex: 0 0 auto;
    height: 20px;
    margin-top: 1px;
    width: 20px;
}

.ctcd-notice p {
    margin: 0;
}

.ctcd-form-section {
    border-top: 1px solid var(--ctcd-border);
    padding: 30px 0 8px;
}

.ctcd-form-section__title {
    align-items: flex-start;
    display: flex;
    gap: 13px;
    margin-bottom: 21px;
}

.ctcd-form-section__title > span {
    align-items: center;
    background: var(--ctcd-navy);
    border-radius: 50%;
    color: #fff;
    display: inline-flex;
    flex: 0 0 auto;
    font-size: .85rem;
    font-weight: 800;
    height: 30px;
    justify-content: center;
    margin-top: 1px;
    width: 30px;
}

.ctcd-form-section__title h3 {
    font-size: 1.22rem;
    margin: 0 0 3px;
}

.ctcd-form-section__title p {
    color: var(--ctcd-muted);
    font-size: .84rem;
    margin: 0;
}

.ctcd-grid {
    display: grid;
    gap: 20px;
}

.ctcd-grid--2 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}

.ctcd-grid--3 {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.ctcd-grid--4 {
    grid-template-columns: repeat(4, minmax(0, 1fr));
}

.ctcd-field {
    display: block;
    min-width: 0;
}

.ctcd-field > span:first-child {
    color: var(--ctcd-ink);
    display: block;
    font-size: .86rem;
    font-weight: 750;
    line-height: 1.35;
    margin-bottom: 8px;
}

.ctcd-field > span:first-child b {
    color: var(--ctcd-red);
}

.ctcd-field small {
    color: var(--ctcd-muted);
    display: block;
    font-size: .73rem;
    line-height: 1.45;
    margin-top: 7px;
}

.ctcd-field input,
.ctcd-field select {
    background: #fff;
    border: 1px solid #bdcdd6;
    border-radius: 8px;
    color: var(--ctcd-ink);
    min-height: 48px;
    outline: none;
    transition: border-color .15s ease, box-shadow .15s ease;
    width: 100%;
}

.ctcd-field select {
    appearance: auto;
    padding: 10px 12px;
}

.ctcd-field input:focus,
.ctcd-field select:focus {
    border-color: var(--ctcd-blue);
    box-shadow: 0 0 0 3px rgba(47, 104, 135, .14);
}

.ctcd-input-wrap {
    align-items: center;
    background: #fff;
    border: 1px solid #bdcdd6;
    border-radius: 8px;
    display: flex;
    min-height: 48px;
    overflow: hidden;
    transition: border-color .15s ease, box-shadow .15s ease;
}

.ctcd-input-wrap:focus-within {
    border-color: var(--ctcd-blue);
    box-shadow: 0 0 0 3px rgba(47, 104, 135, .14);
}

.ctcd-input-wrap > span {
    color: #72838d;
    flex: 0 0 auto;
    font-size: .93rem;
    font-weight: 700;
    padding: 0 0 0 13px;
}

.ctcd-input-wrap input {
    border: 0;
    border-radius: 0;
    box-shadow: none !important;
    min-height: 46px;
    padding: 9px 12px 9px 8px;
}

.ctcd-input-wrap--suffix input {
    padding-left: 12px;
    padding-right: 6px;
}

.ctcd-input-wrap--suffix > span {
    padding: 0 13px 0 6px;
}

.ctcd-advanced {
    background: #f7fafb;
    border: 1px solid var(--ctcd-border);
    border-radius: 10px;
    margin-top: 25px;
    overflow: hidden;
}

.ctcd-advanced summary {
    align-items: center;
    color: var(--ctcd-navy);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    list-style: none;
    padding: 17px 19px;
}

.ctcd-advanced summary::-webkit-details-marker {
    display: none;
}

.ctcd-advanced summary > span {
    align-items: center;
    display: inline-flex;
    font-size: .9rem;
    font-weight: 800;
    gap: 9px;
}

.ctcd-advanced summary svg {
    height: 19px;
    width: 19px;
}

.ctcd-advanced summary small {
    color: var(--ctcd-muted);
    font-size: .72rem;
}

.ctcd-advanced[open] summary {
    border-bottom: 1px solid var(--ctcd-border);
}

.ctcd-advanced__content {
    padding: 21px 19px 19px;
}

.ctcd-check {
    align-items: flex-start;
    background: #fff;
    border: 1px solid var(--ctcd-border);
    border-radius: 8px;
    cursor: pointer;
    display: flex;
    gap: 11px;
    margin-top: 18px;
    padding: 13px;
}

.ctcd-check input {
    accent-color: var(--ctcd-blue);
    flex: 0 0 auto;
    height: 18px;
    margin: 3px 0 0;
    width: 18px;
}

.ctcd-check strong,
.ctcd-check small {
    display: block;
}

.ctcd-check strong {
    font-size: .84rem;
}

.ctcd-check small {
    color: var(--ctcd-muted);
    font-size: .73rem;
    margin-top: 2px;
}

.ctcd-form-error {
    background: var(--ctcd-red-light);
    border: 1px solid #edcccc;
    border-radius: 8px;
    color: var(--ctcd-red);
    font-size: .88rem;
    font-weight: 650;
    margin-top: 20px;
    padding: 13px 15px;
}

.ctcd-actions {
    align-items: center;
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    margin-top: 27px;
}

.ctcd-button {
    align-items: center;
    border: 1px solid transparent;
    border-radius: 8px;
    cursor: pointer;
    display: inline-flex;
    font-size: .86rem;
    font-weight: 800;
    gap: 7px;
    justify-content: center;
    min-height: 45px;
    padding: 10px 17px;
    text-decoration: none;
    transition: background .15s ease, border-color .15s ease, transform .15s ease;
}

.ctcd-button:hover {
    transform: translateY(-1px);
}

.ctcd-button:focus-visible {
    outline: 3px solid rgba(47, 104, 135, .3);
    outline-offset: 2px;
}

.ctcd-button svg {
    height: 18px;
    width: 18px;
}

.ctcd-button--primary {
    background: var(--ctcd-navy);
    color: #fff;
}

.ctcd-button--primary:hover {
    background: #0e293d;
    color: #fff;
}

.ctcd-button--secondary {
    background: #fff;
    border-color: #b9cbd5;
    color: var(--ctcd-navy);
}

.ctcd-button--secondary:hover {
    background: #f4f8fa;
    color: var(--ctcd-navy);
}

.ctcd-button--text {
    background: transparent;
    color: var(--ctcd-muted);
}

.ctcd-privacy-line {
    align-items: center;
    color: var(--ctcd-muted);
    display: flex;
    font-size: .72rem;
    gap: 7px;
    margin: 16px 0 0;
}

.ctcd-privacy-line svg {
    height: 16px;
    width: 16px;
}

.ctcd-results {
    background: #f5f8fa;
    border-top: 1px solid var(--ctcd-border);
}

.ctcd-results[hidden] {
    display: none;
}

.ctcd-result-top {
    align-items: center;
    margin-bottom: 23px;
}

.ctcd-result-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}

.ctcd-winner {
    align-items: center;
    background: linear-gradient(120deg, #e5f3ed, #f4faf7);
    border: 1px solid #b8daca;
    border-radius: 12px;
    display: flex;
    gap: 16px;
    margin-bottom: 22px;
    padding: 19px 21px;
}

.ctcd-winner__icon {
    align-items: center;
    background: var(--ctcd-green);
    border-radius: 50%;
    color: #fff;
    display: flex;
    flex: 0 0 auto;
    height: 42px;
    justify-content: center;
    width: 42px;
}

.ctcd-winner__icon svg {
    height: 23px;
    stroke-width: 2.4;
    width: 23px;
}

.ctcd-winner p {
    color: var(--ctcd-green);
    font-size: .7rem;
    font-weight: 800;
    letter-spacing: .09em;
    margin: 0 0 2px;
    text-transform: uppercase;
}

.ctcd-winner h3 {
    font-size: 1.25rem;
    margin: 0 0 2px;
}

.ctcd-winner span {
    color: #42665a;
    font-size: .86rem;
}

.ctcd-scenario-cards {
    display: grid;
    gap: 15px;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    margin-bottom: 20px;
}

.ctcd-scenario-card {
    background: #fff;
    border: 1px solid var(--ctcd-border);
    border-radius: 12px;
    min-width: 0;
    padding: 21px;
    position: relative;
}

.ctcd-scenario-card.is-winner {
    border-color: var(--ctcd-green);
    box-shadow: 0 10px 26px rgba(33, 115, 92, .09);
}

.ctcd-card-badge {
    background: var(--ctcd-green);
    border-radius: 999px;
    color: #fff;
    font-size: .64rem;
    font-weight: 800;
    padding: 4px 8px;
    position: absolute;
    right: 14px;
    text-transform: uppercase;
    top: 14px;
}

.ctcd-scenario-card__label {
    color: var(--ctcd-blue);
    font-size: .72rem;
    font-weight: 850;
    letter-spacing: .07em;
    margin-bottom: 8px;
    padding-right: 78px;
    text-transform: uppercase;
}

.ctcd-scenario-card > strong {
    color: var(--ctcd-navy);
    display: block;
    font-family: Georgia, "Times New Roman", serif;
    font-size: clamp(1.6rem, 3vw, 2.15rem);
    line-height: 1.12;
}

.ctcd-scenario-card > span:not(.ctcd-card-badge) {
    color: var(--ctcd-muted);
    display: block;
    font-size: .72rem;
}

.ctcd-scenario-card__composition {
    background: #f4f7f9;
    border-radius: 7px;
    color: #4c6574;
    font-size: .75rem;
    line-height: 1.45;
    margin: 14px 0;
    min-height: 51px;
    padding: 8px 9px;
}

.ctcd-scenario-card dl {
    margin-bottom: 0;
}

.ctcd-scenario-card dl > div {
    align-items: center;
    border-top: 1px solid #e6edf0;
    display: flex;
    font-size: .73rem;
    gap: 10px;
    justify-content: space-between;
    padding: 7px 0;
}

.ctcd-scenario-card dt {
    color: var(--ctcd-muted);
}

.ctcd-scenario-card dd {
    color: var(--ctcd-ink);
    font-weight: 750;
    margin: 0;
    text-align: right;
}

.ctcd-results-grid {
    display: grid;
    gap: 15px;
    grid-template-columns: minmax(0, 1.25fr) minmax(280px, .75fr);
    margin-bottom: 15px;
}

.ctcd-panel {
    background: #fff;
    border: 1px solid var(--ctcd-border);
    border-radius: 12px;
    padding: 21px;
}

.ctcd-panel__heading {
    align-items: center;
    border-bottom: 1px solid #e4ebee;
    margin-bottom: 17px;
    padding-bottom: 12px;
}

.ctcd-panel__heading h3 {
    font-size: 1.06rem;
    margin: 0;
}

.ctcd-panel__heading span {
    color: var(--ctcd-muted);
    font-size: .68rem;
}

.ctcd-chart-row + .ctcd-chart-row {
    margin-top: 17px;
}

.ctcd-chart-row__top {
    align-items: center;
    display: flex;
    font-size: .78rem;
    justify-content: space-between;
    margin-bottom: 6px;
}

.ctcd-chart-row__top span {
    color: var(--ctcd-muted);
    font-weight: 700;
}

.ctcd-chart-row__top strong {
    color: var(--ctcd-navy);
}

.ctcd-chart-track {
    background: #e7eef1;
    border-radius: 999px;
    height: 11px;
    overflow: hidden;
}

.ctcd-chart-track span {
    background: var(--ctcd-blue);
    border-radius: inherit;
    display: block;
    height: 100%;
    min-width: 2px;
}

.ctcd-chart-row.is-winner .ctcd-chart-track span {
    background: var(--ctcd-green);
}

.ctcd-assumptions {
    margin-bottom: 0;
}

.ctcd-assumptions > div {
    align-items: baseline;
    display: flex;
    font-size: .75rem;
    gap: 14px;
    justify-content: space-between;
    padding: 5px 0;
}

.ctcd-assumptions dt {
    color: var(--ctcd-muted);
}

.ctcd-assumptions dd {
    color: var(--ctcd-ink);
    font-weight: 750;
    margin: 0;
    text-align: right;
}

.ctcd-panel--table {
    margin-bottom: 15px;
}

.ctcd-table-scroll {
    overflow-x: auto;
}

.ctcd-detail-table,
.ctcd-comparison-table table {
    border-collapse: collapse;
    font-size: .78rem;
    margin: 0;
    width: 100%;
}

.ctcd-detail-table th,
.ctcd-detail-table td,
.ctcd-comparison-table th,
.ctcd-comparison-table td {
    border: 0;
    border-bottom: 1px solid #e4ebee;
    padding: 10px 11px;
    text-align: right;
}

.ctcd-detail-table thead th,
.ctcd-comparison-table thead th {
    background: #eef4f6;
    color: var(--ctcd-navy);
    font-size: .72rem;
    font-weight: 850;
}

.ctcd-detail-table th:first-child,
.ctcd-comparison-table th:first-child {
    text-align: left;
}

.ctcd-detail-table tbody th {
    color: var(--ctcd-muted);
    font-weight: 600;
    min-width: 245px;
}

.ctcd-detail-table td {
    color: var(--ctcd-ink);
    font-variant-numeric: tabular-nums;
    min-width: 120px;
}

.ctcd-detail-table .ctcd-total-row th,
.ctcd-detail-table .ctcd-total-row td {
    background: var(--ctcd-green-light);
    color: #155b47;
    font-weight: 850;
}

.ctcd-reading {
    align-items: flex-start;
    background: #fff;
    border: 1px solid var(--ctcd-border);
    border-radius: 12px;
    display: grid;
    gap: 24px;
    grid-template-columns: minmax(200px, .7fr) minmax(0, 1.3fr);
    margin-bottom: 15px;
    padding: 21px;
}

.ctcd-reading h3 {
    font-size: 1.14rem;
    margin: 0;
}

.ctcd-reading ul {
    color: #4f6673;
    font-size: .78rem;
    margin: 0;
    padding-left: 18px;
}

.ctcd-reading li + li {
    margin-top: 6px;
}

.ctcd-result-warning {
    background: #fff7e8;
    border: 1px solid #ead2a4;
    border-radius: 10px;
    color: #6b572d;
    font-size: .78rem;
    padding: 14px 17px;
}

.ctcd-result-warning strong {
    color: #5e481b;
    display: block;
    margin-bottom: 2px;
}

.ctcd-result-warning p {
    margin: 0;
}

.ctcd-guide-download {
    align-items: center;
    background: linear-gradient(135deg, #f8f6f1 0%, #fff 64%, #edf4f7 100%);
    border: 1px solid var(--ctcd-border);
    border-top: 0;
    display: grid;
    gap: 48px;
    grid-template-columns: minmax(190px, .62fr) minmax(0, 1.38fr);
    padding: 48px 76px;
    position: relative;
}

.ctcd-guide-cover {
    aspect-ratio: 3 / 4;
    background: var(--ctcd-navy);
    border-radius: 3px 10px 10px 3px;
    box-shadow: -7px 8px 0 #d8d2c5, 0 18px 34px rgba(24, 50, 71, .22);
    color: #fff;
    display: flex;
    flex-direction: column;
    justify-content: center;
    max-width: 230px;
    overflow: hidden;
    padding: 27px 24px;
    position: relative;
}

.ctcd-guide-cover::before,
.ctcd-guide-cover::after {
    border-radius: 50%;
    content: "";
    pointer-events: none;
    position: absolute;
}

.ctcd-guide-cover::before {
    background: var(--ctcd-navy-2);
    height: 115px;
    right: -38px;
    top: -38px;
    width: 115px;
}

.ctcd-guide-cover::after {
    background: var(--ctcd-blue);
    bottom: -45px;
    height: 125px;
    right: -40px;
    width: 125px;
}

.ctcd-guide-cover > span {
    color: #d8e6ec;
    font-size: .57rem;
    font-weight: 800;
    letter-spacing: .1em;
    margin-bottom: 16px;
    position: relative;
    text-transform: uppercase;
    z-index: 1;
}

.ctcd-guide-cover > strong {
    font-family: Georgia, "Times New Roman", serif;
    font-size: 1.4rem;
    line-height: 1.1;
    position: relative;
    z-index: 1;
}

.ctcd-guide-cover > small {
    background: var(--ctcd-gold);
    color: var(--ctcd-navy);
    display: inline-block;
    font-size: .52rem;
    font-weight: 850;
    margin-top: 25px;
    padding: 5px 7px;
    position: relative;
    text-transform: uppercase;
    width: fit-content;
    z-index: 1;
}

.ctcd-guide-cover > i {
    background: var(--ctcd-gold);
    height: 3px;
    left: 24px;
    position: absolute;
    top: 22px;
    width: 37px;
}

.ctcd-guide-content h2 {
    font-size: clamp(1.7rem, 3.2vw, 2.45rem);
    letter-spacing: -.025em;
    margin: 0 0 14px;
}

.ctcd-guide-content > p:not(.ctcd-step-label) {
    color: #4b6371;
    font-size: .96rem;
    line-height: 1.68;
    margin-bottom: 17px;
}

.ctcd-guide-content ul {
    color: #425b69;
    font-size: .83rem;
    list-style: none;
    margin: 0 0 20px;
    padding: 0;
}

.ctcd-guide-content li {
    padding-left: 22px;
    position: relative;
}

.ctcd-guide-content li + li {
    margin-top: 6px;
}

.ctcd-guide-content li::before {
    color: var(--ctcd-green);
    content: "✓";
    font-weight: 900;
    left: 0;
    position: absolute;
}

.ctcd-button--guide {
    background: var(--ctcd-gold);
    color: var(--ctcd-navy);
    min-height: 49px;
    padding-left: 20px;
    padding-right: 20px;
}

.ctcd-button--guide:hover {
    background: #b98a35;
    color: #10283a;
}

.ctcd-guide-content > small {
    color: var(--ctcd-muted);
    display: block;
    font-size: .68rem;
    margin-top: 9px;
}

.ctcd-editorial {
    background: #fff;
    border: 1px solid var(--ctcd-border);
    border-top: 0;
    padding: 54px 88px 62px;
}

.ctcd-editorial > section {
    margin-left: auto;
    margin-right: auto;
    max-width: 850px;
    padding: 29px 0;
}

.ctcd-editorial > section + section {
    border-top: 1px solid var(--ctcd-border);
}

.ctcd-editorial h2 {
    font-size: clamp(1.6rem, 3vw, 2.25rem);
    letter-spacing: -.02em;
    margin-bottom: 17px;
}

.ctcd-editorial h3 {
    font-size: 1.2rem;
}

.ctcd-editorial p,
.ctcd-editorial li {
    color: #465d6a;
    font-size: 1rem;
    line-height: 1.78;
}

.ctcd-toc {
    align-items: center;
    background: var(--ctcd-cream);
    border: 1px solid #e5dfd2;
    border-radius: 10px;
    display: flex;
    flex-wrap: wrap;
    gap: 8px 18px;
    margin: 0 auto 23px;
    max-width: 850px;
    padding: 13px 17px;
}

.ctcd-toc strong {
    color: var(--ctcd-navy);
    font-size: .76rem;
    margin-right: 3px;
}

.ctcd-toc a {
    color: var(--ctcd-blue);
    font-size: .74rem;
    font-weight: 700;
    text-decoration: none;
}

.ctcd-toc a:hover {
    text-decoration: underline;
}

.ctcd-comparison-table {
    border: 1px solid var(--ctcd-border);
    border-radius: 10px;
    margin-top: 24px;
    overflow-x: auto;
}

.ctcd-comparison-table table {
    min-width: 650px;
}

.ctcd-comparison-table th,
.ctcd-comparison-table td {
    font-size: .79rem;
    text-align: left;
}

.ctcd-comparison-table tbody th {
    color: var(--ctcd-navy);
    font-weight: 800;
}

.ctcd-callout {
    background: var(--ctcd-sky);
    border-left: 4px solid var(--ctcd-blue);
    border-radius: 4px 9px 9px 4px;
    color: #36586a;
    font-size: .88rem;
    margin-top: 21px;
    padding: 15px 17px;
}

.ctcd-checklist {
    background: var(--ctcd-cream);
    border: 1px solid #e3ded2;
    border-radius: 11px;
    margin-top: 23px;
    padding: 22px 24px;
}

.ctcd-checklist h3 {
    margin: 0 0 11px;
}

.ctcd-checklist ul {
    columns: 2;
    gap: 36px;
    margin-bottom: 0;
    padding-left: 20px;
}

.ctcd-checklist li {
    break-inside: avoid;
    font-size: .88rem;
    margin-bottom: 6px;
}

.ctcd-methodology {
    background: #f8fafb;
    border: 1px solid var(--ctcd-border) !important;
    border-radius: 11px;
    margin-bottom: 29px;
    margin-top: 29px;
    padding: 24px !important;
}

.ctcd-methodology h2,
.ctcd-sources h2 {
    font-size: 1.45rem;
}

.ctcd-methodology p,
.ctcd-sources li,
.ctcd-sources p {
    font-size: .84rem;
}

.ctcd-sources ul {
    padding-left: 20px;
}

.ctcd-sources a {
    color: var(--ctcd-blue);
}

.ctcd-updated {
    color: var(--ctcd-muted) !important;
    font-style: italic;
}

.ctcd-faq details {
    border-bottom: 1px solid var(--ctcd-border);
    padding: 0;
}

.ctcd-faq details:first-of-type {
    border-top: 1px solid var(--ctcd-border);
}

.ctcd-faq summary {
    color: var(--ctcd-navy);
    cursor: pointer;
    font-size: .97rem;
    font-weight: 800;
    list-style: none;
    padding: 17px 35px 17px 0;
    position: relative;
}

.ctcd-faq summary::-webkit-details-marker {
    display: none;
}

.ctcd-faq summary::after {
    content: "+";
    font-size: 1.35rem;
    font-weight: 400;
    position: absolute;
    right: 5px;
    top: 12px;
}

.ctcd-faq details[open] summary::after {
    content: "−";
}

.ctcd-faq details p {
    font-size: .9rem;
    margin-bottom: 18px;
    max-width: 770px;
}

.ctcd-disclaimer {
    background: var(--ctcd-navy);
    border-radius: 0 0 16px 16px;
    color: #dce8ed;
    font-size: .72rem;
    line-height: 1.55;
    padding: 15px 30px;
    text-align: center;
}

.ctcd-print-only {
    display: none;
}

@media (max-width: 980px) {
    .ctcd-hero {
        grid-template-columns: 1fr;
    }

    .ctcd-hero__aside {
        max-width: 520px;
    }

    .ctcd-guide-download {
        gap: 34px;
        padding-left: 48px;
        padding-right: 48px;
    }

    .ctcd-grid--3,
    .ctcd-grid--4 {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    .ctcd-scenario-cards {
        grid-template-columns: 1fr;
    }

    .ctcd-scenario-card__composition {
        min-height: 0;
    }
}

@media (max-width: 760px) {
    .ctcd-app {
        border-radius: 0;
        font-size: 15px;
        margin-left: -12px;
        margin-right: -12px;
        width: auto;
    }

    .ctcd-hero,
    .ctcd-calculator,
    .ctcd-results,
    .ctcd-guide-download,
    .ctcd-editorial {
        padding-left: 20px;
        padding-right: 20px;
    }

    .ctcd-hero {
        border-radius: 0;
        gap: 24px;
        padding-bottom: 34px;
        padding-top: 39px;
    }

    .ctcd-hero h1 {
        font-size: 2.35rem;
    }

    .ctcd-calculator,
    .ctcd-results {
        padding-bottom: 35px;
        padding-top: 35px;
    }

    .ctcd-guide-download {
        grid-template-columns: 1fr;
        padding-bottom: 38px;
        padding-top: 38px;
    }

    .ctcd-guide-cover {
        max-width: 190px;
    }

    .ctcd-grid--2,
    .ctcd-grid--3,
    .ctcd-grid--4,
    .ctcd-results-grid,
    .ctcd-reading {
        grid-template-columns: 1fr;
    }

    .ctcd-section-heading,
    .ctcd-result-top {
        align-items: flex-start;
        flex-direction: column;
    }

    .ctcd-result-actions,
    .ctcd-result-actions .ctcd-button {
        width: 100%;
    }

    .ctcd-winner {
        align-items: flex-start;
    }

    .ctcd-advanced summary small {
        display: none;
    }

    .ctcd-checklist ul {
        columns: 1;
    }

    .ctcd-editorial {
        padding-bottom: 42px;
        padding-top: 35px;
    }

    .ctcd-toc {
        align-items: flex-start;
        flex-direction: column;
    }

    .ctcd-disclaimer {
        border-radius: 0;
    }
}

@media (max-width: 430px) {
    .ctcd-actions .ctcd-button {
        width: 100%;
    }

    .ctcd-trust {
        align-items: flex-start;
        flex-direction: column;
    }

    .ctcd-scenario-card__label {
        padding-right: 0;
    }

    .ctcd-card-badge {
        display: inline-block;
        margin-bottom: 8px;
        position: static;
    }
}

@media print {
    @page {
        margin: 12mm;
        size: A4 portrait;
    }

    body * {
        visibility: hidden !important;
    }

    .ctcd-app,
    .ctcd-app * {
        visibility: visible !important;
    }

    .ctcd-app {
        color: #111;
        font-size: 10pt;
        margin: 0;
        max-width: none;
        position: absolute;
        left: 0;
        top: 0;
        width: 100%;
    }

    .ctcd-hero,
    .ctcd-calculator,
    .ctcd-guide-download,
    .ctcd-editorial,
    .ctcd-disclaimer,
    .ctcd-result-actions,
    .ctcd-result-warning {
        display: none !important;
    }

    .ctcd-results {
        background: #fff;
        border: 0;
        display: block !important;
        padding: 0;
    }

    .ctcd-print-only {
        display: block;
    }

    .ctcd-print-heading {
        border-bottom: 2px solid #183247;
        margin-bottom: 16px;
        padding-bottom: 10px;
    }

    .ctcd-print-heading p {
        color: #2f6887;
        font-size: 8pt;
        font-weight: 800;
        margin-bottom: 3px;
        text-transform: uppercase;
    }

    .ctcd-print-heading h2 {
        font-size: 19pt;
        margin: 0 0 3px;
    }

    .ctcd-print-heading span {
        color: #666;
        font-size: 8pt;
    }

    .ctcd-result-top {
        display: none;
    }

    .ctcd-winner,
    .ctcd-scenario-card,
    .ctcd-panel,
    .ctcd-reading {
        background: #fff !important;
        box-shadow: none !important;
        break-inside: avoid;
    }

    .ctcd-scenario-cards {
        grid-template-columns: repeat(3, 1fr);
    }

    .ctcd-scenario-card {
        padding: 12px;
    }

    .ctcd-scenario-card > strong {
        font-size: 16pt;
    }

    .ctcd-scenario-card__composition {
        min-height: 0;
    }

    .ctcd-results-grid {
        grid-template-columns: 1.2fr .8fr;
    }

    .ctcd-panel,
    .ctcd-reading {
        padding: 12px;
    }

    .ctcd-panel--table {
        page-break-before: auto;
    }

    .ctcd-detail-table th,
    .ctcd-detail-table td {
        font-size: 7.5pt;
        padding: 5px;
    }

    .ctcd-reading {
        grid-template-columns: .8fr 1.2fr;
    }
}